Florida Auto Accident FAQ

Florida Auto Accident FAQ



Yes. Regardless of what you have hit, someone’s residence, a pedestrian, a bicyclist, a parked car or a moving car, you need to stop. Failure to stop after a hitting something or someone with your vehicle, regardless of how minor, could result in you being charged and found guilty of a “hit and run”. That is true, even if the accident was not your fault.

Yes, you need to contact the local police or sheriff’s department after an accident, regardless of how minor the accident appears to be. Having an accident report is important as it will prove that the accident actually occurred and which party is at fault in the accident. Both pieces of information will be important to your insurance company and your lawyer should litigation happen as a result of the accident.

In most cases, your auto insurance policy requires that you notify them after an accident. In addition, you have a duty to cooperate with your auto insurance company. If you fail to notify your insurance company or cooperate with them, after an accident, it could result in you losing your coverage for that accident.

Despite this, it is important for drivers to understand that auto insurance claims adjusters, regardless if they are from your insurance company or the other party’s, serve their own best interest. Their job is to save their insurance company as much money as possible on every auto accident claim. That goal can quickly conflict with an auto accident victim’s best interests. Providing recorded statements or discussing who was at fault in an auto accident, without a lawyer representing you, can dramatically impact your claim. If you have been in a serious auto accident, it is in your best interest to speak with an experienced car accident lawyer and have them represent you in all discussions with insurance companies.


You should not talk to the other driver’s insurance company without being represented by an experienced auto accident attorney. More than likely, any conversations you have with the other driver’s insurance company will be recorded. Any statements or admissions you make during a recorded conversation can ultimately be used against you in order to limit the compensation you may receive for the accident. An experienced auto accident attorney will be able to communicate with the other driver’s insurance company and protect your best interest.

If you are already represented by a personal injury lawyer and are contacted by the other driver’s insurance company, simply provide them with the name and phone number of your attorney and then end the phone call. If you have been in an auto accident and are not represented by an attorney, contact the offices of Lutz, Bobo & Telfair, P.A. for a no cost review of your case. We may be able to help.


You should not sign a medical authorization from the other driver’s insurance company, without the guidance and approval of your own attorney. If you sign a blanket medical authorization, you may have given the other driver’s insurance company the ability to collect all of your medical records, including all records that aren’t specifically related to the accident. Rest assured, the insurance company will use these records in an effort to reduce any compensation you may be entitled to as a result of the accident. You should always consult with your own experienced auto accident attorney before releasing any information.
 
If you are already represented by a personal injury lawyer and are contacted by the other driver’s insurance company, simply provide them with the name and phone number of your attorney and then end the phone call. If you have been in an auto accident and are not represented by an attorney, contact the offices of Lutz, Bobo & Telfair, P.A. for a no cost review of your case. We may be able to help.